FNB Gold Credit Card


The FNB Gold Credit Card belongs to one of the oldest banks in the country and has a variety of advantages for customers who purchase the service and enjoy shopping online or in physical stores.

Unlike the competition, the FNB Gold Credit Card decides on your credit limit based on your income, where most other credit cards offer the limit without looking at the customer’s profile.


FNB Gold Credit Card
How to apply FNB Gold Credit Card (Picture: Internet)

In addition, whenever the customer wants to increase the limit, he can do so by accessing the system itself, always remembering to check the income once more, and if it is compatible with the proposed amount, it is released.

Also, the customer receives a monthly statement on the credit card and there is a section where it shows how much the customer needs to pay before a certain date.

Features and Benefits of the FNB Gold Credit Card

Now that you know a little about the FNB Gold Credit Card, it’s time to know what its benefits are:

  • Up to 1.5% back in ebucks on any purchase using your credit card;
  • Free connection with Ebucks;
  • Access to free comprehensive global travel insurance;
  • Interest-free credit for up to 55 days on your golden credit card;
  • 15% back in Ebucks at gas stations;
  • 15% back on Ebucks when you buy from Checkers or Shoprite;
  • 40% discount on all FNB Connect contracts and prepaid purchases;
  • Free AA Roadside Assistance with Your Gas Card Linked.

What are the FNB Gold Credit Card fees?

One factor of choice in a credit card is the fees charged to customers. Therefore, see below what the FNB Gold Credit Card charges:

  • Monthly service fees: BRL 34.00
  • Monthly Credit Facility Service Fee: R$17.00
  • Initiation fee: R$ 175.00
  • Additional service fee: R$17.50

Who can apply for the FNB Gold Credit Card

Well, now that you know about this credit card, it’s time to find out who can apply for FNB Gold Credit Card today.

  • Must be 18 years or older;
  • Be a South African citizen;
  • Good credit score with the financial sector;
  • 3 months of recent bank statement;
  • South African ID book or card;
  • Proof of address;
  • Copy of your most recent paycheck.

How to apply for FNB Gold Credit Card online

To apply for the FNB Gold Credit Card online, it is quite easy and can be done right now:

First, go to the official application page of the FNB Gold credit card application and click the “Apply now” button.

Then complete the online application form. Be honest with your application because they will check it out.

Read To:

Standard Bank Platinum Credit Card

Capitec Credit Card

If successful, you will receive your card within 7 business days.

Advantages and Disadvantages of FNB Gold Credit Card Online

What are the advantages of FNB Gold Credit Card online? See below:

  • Fixed interest rate of 8%;
  • You can withdraw money from your credit card, but you will be charged a fee;
  • Earn Ebucks when using your card. You can use Ebucks to buy air time, pay for gas and buy stuff at the Ebucks online store.

Now it’s time to know the disadvantages of the FNB Gold Credit Card online:

Present a high minimum income of R$84 million per year. If you are looking to get a credit card but don’t earn the right amount, you will not qualify for the FNB Gold Credit Card.


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