Have you ever thought about having a specific credit card created to meet the needs of each customer? This is the proposal of Credit One Platinum Review Credit Card, which offers a type of service based on each person’s usage profile.
Credit card emerged to make people’s lives easier, providing security, convenience and speed during purchases. And as online shopping advances, it’s hard to find a person who doesn’t have a credit card.
However, sometimes the customer ends up purchasing a card with some benefits that will never be used and the service ends up not being worth it, where the fees become a waste of money.
It was with this in mind that the Credit One Platinum Review Credit Card launched three types of credit cards on the market for each customer, always keeping an eye on how he will use them on a daily basis.
Want to know more? See below!
What Types of Credit One Platinum Credit Card
The Credit One Platinum Review Credit Card can be found in three versions:
Platinum Rewards Visa: Perfect For Maximizing Rewards. With it the customer receives 5% cash back rewards on the first $5,000 of eligible purchases each year
Platinum Visa for Rebuilding Credit: Perfect For Everyday Purchases. On this credit card, the customer receives 1% cash rewards on daily purchases.
Credit One Bank American Express Card: Perfect For Elevating Your Everyday Experiences, where there is unlimited 1% cash back rewards.
Advantages of Credit One Platinum Review Credit Card
Discover the advantages of this type of credit card:
- No annual fee: This card has no annual fee.
- Cash Back Rewards: Credit One Bank Platinum Rewards Visa with no annual fee cardholders earn 2% cash back on eligible gas and grocery purchases and on select telecommunications services. These include internet, cable, satellite and mobile services.
Disadvantage of Credit One Platinum Credit Card
Well, even though it is a highly requested product, the Credit One Platinum Review Credit Card has some disadvantages, such as:
- Card Fees: Although this card does not charge any annual fee, cardholders must pay a 3% foreign transaction fee ($1 minimum), a 5% cash advance fee ($10 minimum) and a fee. minimum interest rate of $1.
- High Interest Rate: Cardholders do not have access to an introductory 0% APR on purchases or balance transfers with Credit One Bank Platinum Rewards Visa No Annual Fee. Instead, the card has a variable APR of 23.99%.
How To Apply For Credit One Platinum Review Credit Card
Interested in the Credit One Platinum Review Credit Card and want to know how to order? Well, it’s pretty easy and it can be done today.
First go to the official website and choose one of the three options mentioned above.
Then check whether the benefits offered in each of them will be well used while using the card.
Afterwards, fill in your details so that the bank can verify if you fit the profile of the chosen card.
If everything is correct, the credit card is released and sent to the registered address.
Our tip is always, before making any credit card request, to analyze if it will really meet your daily needs. And in the case of Credit One Platinum Review Credit Card it would be no different.
Remember that the Credit One Platinum Review Credit Card was created to make shopping easier and misuse can hurt your family’s financial budget.