06 Jul 2020

no-annual-fee credit cards
An annual fee is a yearly charge—ranging anywhere from $25 a year to $550 or more—that cardholders have to pay to own a particular credit card. For example, if you’ve never used credit before or have a history of missing payments and are applying for a subprime credit card, you may have to pay an annual fee. All in order to help offset the lender’s risk that they won’t be paid back. Thus...

27 Aug 2019

How should we use credit cards? Do you know how to answer that question?  It is better to know this type of information before you even acquire a card, so you can learn how to keep credit cards always available. This post is about healthy spending habits since having a credit card is most about spending. If you want to know how to make the most of your card, in order to keep credit card...