19 Oct 2020

If you’ve never had a loan or credit card easy approve, you may not have a credit report. And since credit scores are based on the data in credit reports, you won’t have one of those either. But in order to build your credit, you need to get credit. Finding cards intended for credit newbies is the key. Usually, one of the first things credit card bad score companies do when you apply for...

05 Aug 2020

Alliant Cashback Visa Signature Credit Card
For high spenders who want a simple, flat-rate cash-back rewards program, the Alliant Cashback Visa Signature Credit Card is hard to beat. The card offers 2.5% cashback on all eligible purchases for up to $10,000 in monthly spending. It does feature a $99 annual fee, but the cost is waived for the first year. Once the annual fee kicks in, it’s easy to spend enough to earn that amount...

05 Aug 2020

Indigo Platinum Mastercard
The Indigo Platinum Mastercard is suitable for people with bad credit. If your FICO scores are below 600 and you’re having trouble getting approved for other cards, this card may be one way for you to build credit. The Indigo card doesn’t offer any rewards, like points or cash back. However, it does report activity to credit bureaus. Because of that, you can use it to establish a reco...

05 Aug 2020

Banc of California Platinum MasterCard
Small to mid-sized banks typically offer better interest rates and lower fees compared to the big-name credit card companies. New Banc of California Platinum MasterCard cardholders offers an introductory rate of 0% for 15 months. They also offer the same introductory rate of 0% for 15 months on purchases.   After the introductory interest rate of 0% for 15 months is up your interest r...

06 Jul 2020

Cash-Back Credit Cards
The cash-back credit cards allow you to earn back a percentage of your eligible purchases. Every time you buy something, your “cash back” will accumulate in your account at the specified earnings rate. So if you have a cash-back card that earns 2% back on all purchases, and you spend $100 per week, you will earn $2 a week, or $8 a month.  But like any financial product, cash-back cred...