06 Jul 2020

credit cards for poor credit history
If you’ve never had a loan or credit card easy approve, you may not have a credit report. And since credit scores are based on the data in credit reports, you won’t have one of those either. But in order to build your credit, you need to get credit. Finding cards intended for credit newbies is the key. Usually, one of the first things credit card bad score companies do when you apply for...

06 Jul 2020

Cash-Back Credit Cards
The cash-back credit cards allow you to earn back a percentage of your eligible purchases. Every time you buy something, your “cash back” will accumulate in your account at the specified earnings rate. So if you have a cash-back card that earns 2% back on all purchases, and you spend $100 per week, you will earn $2 a week, or $8 a month.  But like any financial product, cash-back cred...

06 Jul 2020

no-annual-fee credit cards
An annual fee is a yearly charge—ranging anywhere from $25 a year to $550 or more—that cardholders have to pay to own a particular credit card. For example, if you’ve never used credit before or have a history of missing payments and are applying for a subprime credit card, you may have to pay an annual fee. All in order to help offset the lender’s risk that they won’t be paid back. Thus...

01 Jul 2020

global economy
In an update to its half-yearly global financial stability report, the IMF said central banks had been pivotal in the recovery of share prices from their Covid-19 trough. However, there was now a gap between the optimism of financial markets and the state of depression in the global economy. The IMF said investors were “apparently betting on continued and unprecedented support by cent...

22 Jun 2020

Surge Mastercard
The Surge Mastercard, issued by Celtic Bank and serviced by Continental Finance, is designed to help people with bad credit or no credit at all start building their credit.  An unsecured starter card Celtic Bank considers individuals with less-than-stellar credit. Besides, it does report payment history to all three main consumer credit bureaus.  However, the point where the Surge Mast...
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