Indigo Platinum Mastercard: an uncomplicated card to build or rebuild your credit

Many people are suffering from having bad credit. In case you have a FICO score of less than 600 and are unable to have an approved credit card, the Indigo Platinum Mastercard.

Unlike other cards, the Indigo card has no rewards, such as points or cashback. On the other hand, it allows you to create a record of payments on time. That is, he sends this report to the credit bureaus.

You can verify that you are pre-qualified for this card without affecting your credit score. To do this, just start the registration process. So, you can imagine the likelihood that you will pass if you take the decision to sign up.

Qualifications and Requirements

• Must prequalify;
• Must be 18 to apply;
• Personal information: Birthdate, Social Security number, phone number.

The Benefits of The Indigo Platinum Mastercard

The card does not have many benefits and Celtic Bank (the issuer) does not give information about these advantages.

• Extended Warranty Protection: extend a product’s warranty for a longer time;
• MasterRental Coverage: allows you to dispense with the insurance offered by the car rental companies. Offers collision and theft damage coverage for qualified rental vehicles;
• Master RoadAssist Service: get help locating emergency services while driving, such as changing tires, winches, and delivering fuel;
• Travel Assistance Services: help with the planning of the trip, finding legal and medical assistance, and other services.

You may have to pay a fee per year. However, this will depend on your credibility. This fee is already included in your invoice. So it is important to keep her payment up to date. This is important so you will avoid late payments and build a good history as a borrower. 

Thus, to have this card, some investment is required. Also, the initial limit may below. The strategy is to use it to increase your credit. So, avoid using it to pay for purchases, for example.

If you are looking for a simple card that helps you build or rebuild your credit, the Indigo Platinum Mastercard is what you need. If you get to build your credit enough to get other credit cards and don’t need this card anymore, you’ll probably want to close it. Then you can avoid the annual fee and purchase a credit card more suitable for your new lifestyle.